CASUALTY 2017-08-02T14:49:21+00:00

OVERVIEW

The Energy and Marine casualty marketplace faces many complex risks. Our extensive primary and excess casualty insurance solutions address the needs of your clients, whether they are on land or over water.

Energy Consultants Target Classes:

Oil & Gas, Offshore, Energy Recruitment Firms, On-Site Project Management, Loss Adjusters, Environmental Surveyors, Inspectors, Office & Laboratory, Health & Safety, Procurement & Logistics, Geologists

Marine Consultants Target Classes:

Ocean & Inland Marine, Ship Managers & Agents, Marine Surveyors, Marine Loss Adjusters, Yacht Brokers & Agents, Crew Agents, P&I Correspondents, Forwarding Agents, Oil Spill Response Contractors

Coverage Features & Benefits:

  • Combines General Liability and Professional Liability into one form allowing for greater cost savings, simplified underwriting, and claims handling experience
  • G/L & Professional Combined Single Limit
  • Worldwide Coverage
  • Pollution can be added with no additional premium
  • 1099 Consultants treated as employees
  • Umbrella includes professional liability
  • Workers’ Compensation coverage available
  • Maritime Employers’ Liability (MEL) coverage available
  • General Liability and Professional Liability limits of $1M – $2M Aggregate with pollution coverage included if selected
  • Umbrella limits up to $20M

CONTACT ONE OF OUR EXPERIENCED UNDERWRITERS

Brad Nehring, CUO

John Michel, SVP

Connie Garrett, Senior Underwriter

Target Classes:

  • Oil & Gas – Upstream, Midstream, Downstream (including Petrochemical)
  • Oil & Gas Contractors – Field Service, Pipeline, Equipment Rental, Well Servicing, Geophysical, Drilling
  • Utility & Power Generation – Coal, Gas Fired, Hydroelectric, Retail & Wholesale, Gas & Electric Utilities
  • Other Key Classes – Manufacturers, & Distributors, Plant-Maintenance Contractors & Utility and Service Contractors, Renewables, Energy Related Manufacturing, Surface Mining Operations

Coverage Features & Benefits:

  • Offering Work Comp, Auto, GL, Umbrella, Contractor’s Pollution Liability
  • Wet exposures to include USL&H & MEL
  • Admitted and Non-Admitted
  • Limits up to $25M
  • Work Comp monthly reporting & billing available

CONTACT ONE OF OUR EXPERIENCED UNDERWRITERS

Brad Nehring, CUO

Connie Garrett, Senior Underwriter

Pam Roberts, Underwriter

Target Classes:

  • Oil & Gas – Lease Operators & Non-Operators, Pipeline Construction
  • Oilfield – Equipment Rental (with or without Operators), Servicing Contractors, Products Manufacturer & Distributor
  • Offshore Operations
  • Refinery/Industrial support contractors
  • Renewable contractors

Coverage Features & Benefits:

  • $50M capacity available
  • Excess & Umbrella coverage attachment on a Lead or High excess basis
  • Underground resources equipment coverage
  • Sudden & Accidental coverage available
  • Professional Liability coverage available

CONTACT ONE OF OUR EXPERIENCED UNDERWRITERS

Brad Nehring, CUO

Connie Garrett, Senior Underwriter

Pam Roberts, Underwriter

Target Classes:

  • Oil & Gas / Marine Industries (Including USL&H)
  • Small to Mid-Size Customers
  • Mainly in the upstream production of oil and gas

Class Codes:

  • 1320 Oil or Gas – Lease Operations (1321 TX)
  • 1322 Oil or Gas Cleaning
  • 3719 Oil Still Erection or Repair
  • 6202 Derrick or Oil Rig Erection or Dismantling (TX) (655 PA)
  • 6203 Oil or Gas Well Drilling Executive Supervisor (TX)
  • 6206 Oil or Gas Well Fracturing
  • 6213 Oil or Gas Well Tool and Equipment Leasing
  • 6214 Oil or Gas Well Perforating of Casing
  • 6216 Oil or Gas Lease Work by Contractors
  • 6233 Oil or Gas Pipeline Construction (609 PA)
  • 6235 Oil or Gas Well Shooting
  • 6236 Oil or Gas Well Installation or Recovery of Casing (6238 TX)
  • 6237 Oil or Gas Well Instrument Logging

Coverage Features & Benefits:

  • Guaranteed Cost
  • $10,000 Minimum Premium (unmodified)
  • Experience Mod’s up to 1.79
  • Pay as You Go or Installment Payment Plans Available
  • All States (excluding CA, MA, NY and NJ when the governing state)

MEL

Target Classes:

Soft MEL Including “If Any”:

  • Energy Consultants
  • White-collar Engineers;
  • Surveyors / Inspectors;
  • Health & Safety Personnel;
  • Consultants;
  • ROV Operators; and
  • Monitoring and reporting

True Jones Act Payroll Risks:

  • Physical Oil & Gas work (over-hole exposures, etc.);
  • Welding;
  • Diving (with the exception of shallow, scientific/environmental diving);
  • Catering; and
  • Labor Supply

Coverage Features & Benefits:

Min. premium: $3,000
Deductible: $2,500
Limits: Up to $5M available

CONTACT ONE OF OUR EXPERIENCED UNDERWRITERS

Brad Nehring, CUO

Connie Garrett, Senior Underwriter

Pam Roberts, Underwriter

Lorraine Wagner, Underwriter

Target Classes:

Specifically designed for North American land based Oil & Gas Lease Operations and Non-Operators

Coverage Features & Benefits:

Provides coverage for Operators Extra Expense (OEE), General Liability, and Umbrella

Operators Extra Expense (OEE):

  • Up to $50M combined single limit
  • Up to $15M limit for Care, Custody, & Control (CCC)
  • Loss Prevention services
  • Strategic Partnership with Boots & Coots incorporating Loss Prevention Services and Post Event Services
    • Critical Well Assistance – Operators are eligible for up to 72 hours of free engineering assistance from Boots & Coots who will mobilize to the wellsite where necessary
    • “Pay on Behalf of” as opposed to an indemnity agreement
    • Approved/agreed invoices paid directly to vendor(s)
    • Invoice Compilation and Tracking
    • Pre-Approved vendors and pricing
    • Field Procurement and Logistics

General Liability:

  • Pollution Clean-Up Costs Endorsement
  • 30 day discovery / 120 days reporting period
  • Including First Party clean-up costs
  • Underground Resources & Property Damage included
  • Hired & Non-Owned auto coverage available
  • Limits $1M per occurrence / $2M aggregate

Umbrella:

  • Full Follow Form including Pollution
  • Excess can write over OEE, GL and other liability coverages
  • Limit up to $25M

ONTACT ONE OF OUR EXPERIENCED UNDERWRITERS

Brad Nehring, CUO

Helen Tarr, SVP

Justin Jenkins, Underwriter

Matt McDougald, Underwriter

Debbie Cambre, Underwriter

Debbie Maddox, Underwriter

Jeremy Fyhn, Underwriter

OIL PRICE

Updated Oil Prices